Free statement audit

Send the statement. See the math.

Email your most recent merchant processor statement. Within two business days we will mail you back a written, line-item audit. Effective rate. Hidden fees. Monthly markup. Downgrade count. Plain English. Free. No obligation. Even if you do not switch to us.

What we send back

  • Effective rate (total fees รท total volume)
  • Every fee marked: hidden, negotiable, fair
  • Downgrade count and the cost it added
  • Side-by-side: current vs interchange-plus on your volume
  • One paragraph: should you switch, yes/no, why
Why audit first

No quote until we have read your statement.

Most processors quote a "rate" before they have ever seen your business. The number means nothing without the statement context. We do the opposite. Send your statement, we read it, we tell you what is real, you decide.

Two business days

From the time the statement hits our inbox to the audit email landing back in yours.

Plain-English write-up

No jargon. We mark the lines, name the fees, show the totals. You can hand it to your accountant.

No obligation

If your current processor is already fair, we will tell you. Free audit, even if you do not switch to us.

How it works

Three steps.

  1. Email or text your most recent processor statement to steelesolutions4u@gmail.com or to Jim's mobile 417-294-1882.
  2. We read it — line by line, every fee marked, side-by-side comparison run.
  3. You get the audit back within two business days. Plain English. Yes-or-no on whether a switch helps the math. No follow-up sales pressure.

What an audit actually shows you

Most merchants have never seen their statement broken down line by line. The audit walks through your most recent month's statement and explains every charge in plain English. Then it shows what those same transactions would have cost on interchange-plus pricing across two or three of our processor partners.

What we read off the statement

What the audit report contains

The "stay where you are" outcome

Sometimes the audit shows that your current processor is actually pricing you fairly. When that happens, the recommendation is to stay. We do not pressure a switch. The audit is yours to keep, take to your CPA, or share with your business partner.

How to send your statement

Email your most recent merchant processor statement to steelesolutions4u@gmail.com. PDF is preferred; clear phone photo of every page is fine. Redact the account number if you prefer — we work from the line items.

What we don't do with your statement

Frequently asked

How fast is the turnaround?
Two business days from receipt of the statement.
Can I get the audit if I'm under contract with my current processor?
Yes. The audit is informational. Switching requires getting out of any term contract, which we help with separately if you decide to move.
Do you do statement audits for businesses outside the Ozarks region?
Yes. Remote audits are routine. The on-the-ground service area is the Ozarks tri-lakes.
What if I send a partial statement or an older one?
We work with what you send. Current statements are most accurate; older ones still show structural pricing.

Two business days. Free. Real numbers.

The fastest way to find out whether you are overpaying for credit card processing is to let people who actually read these statements for a living read yours.

Email Statement → Or Call Jim · 417-294-1882