Two Square onboarding links below. Rack-rate is right for almost every card-present small business. 4% flat fits a narrow profile and is occasionally the cheaper math. Talk to Jim first if you are not sure — thirty seconds of conversation can save thousands over a year.
Affiliate / referral disclosure: Square pays Steele Solutions a referral when you apply through these links. Your pricing is the same as direct.
Rack rate — 2.6% + $0.15 in person, 3.5% + $0.15 keyed. Most retail, restaurant, salon, service business. Card-present volume above $10K/mo.
4% flat — No per-transaction fee. Fits very small ticket, very low volume, or markets where the $0.15 per-swipe stings more than the higher rate.
Call Jim · 417-294-1882 for a thirty-second pick.
Square is built for very small or starting-out merchants. Once you cross roughly $15K-$25K per month in processing volume, an interchange-plus account through one of our other processors almost always lowers your effective rate. The free statement audit tells you exactly where the line is for your business.
We carry five processing platforms. Square is one. The other four serve different volume bands, ticket sizes, and verticals. See the full list on our partners page.
The Square buttons above are right there if you want to move now. If your business processes more than a few thousand a month, the audit will probably save you more than Square will. Your call.
Call Jim · 417-294-1882